Trucking insurance, explained.
Practical guidance for fleet owners on coverage, compliance, and keeping your trucks on the road.
New to trucking insurance? Start here.
What is cargo insurance and do you need it?
Cargo insurance covers loss or damage to the freight you haul. If you are a for-hire carrier, you almost certainly need it — and brokers usually require it.
Read →What is a CSA score and why it matters for your business
Your CSA score affects your insurance rates, your access to loads, and your FMCSA risk. Here is how the system works — and how to improve it.
Read →5 factors that affect your trucking insurance premium
What affects your trucking insurance premium? The five biggest factors carriers weigh when pricing your policy — and what you can actually control.
Read →
We launched a new website — here's what's new
Golden Era Insurance has a brand-new website built from the ground up. Easier navigation, dedicated trucking pages, mobile-friendly design, and more.
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Why independent insurance agents are better for truckers
Captive agents sell one company's products. Independent agents shop the entire market. For trucking insurance, that difference matters more than you might think.
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California trucking regulations you need to know in 2026
California trucking regulations add a state layer on top of federal FMCSA rules. Here are the key permits, deadlines, and compliance items to track in 2026.
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5 factors that affect your trucking insurance premium
What affects your trucking insurance premium? The five biggest factors carriers weigh when pricing your policy — and what you can actually control.
Read more →
What is a CSA score and why it matters for your business
Your CSA score affects your insurance rates, your access to loads, and your FMCSA risk. Here is how the system works — and how to improve it.
Read more →