Trucking Insurance in Texas
Texas moves more freight than any other state. From the I-35 NAFTA corridor to the Permian Basin oil fields, the Lone Star State is built for trucking — and we're built to insure the fleets that run it.
Why Texas Is Different
Largest Trucking Market
Texas has more registered motor carriers than any other state. The competition is fierce, the distances are vast, and the freight volume is enormous. Insurance carriers know this market well — which means more options for Texas fleets, but also more variance in pricing.
Border & NAFTA Corridors
The I-35 corridor from Laredo to Dallas is the busiest freight route in North America. Cross-border operations between the U.S. and Mexico add complexity — customs bonds, cargo liability across jurisdictions, and specialized endorsements. We handle the insurance side of cross-border trucking.
Oil Field & Energy Hauling
The Permian Basin and Eagle Ford Shale generate massive demand for oilfield trucking — hauling equipment, water, sand, and hazmat. These operations face unique risks: remote locations, heavy loads, and hazardous materials. Standard trucking policies often need endorsements for energy sector work.
Texas Insurance Requirements
Texas is one of the few states where workers' compensation is not mandatory. But operating without it exposes you to direct lawsuits from injured employees with no cap on damages. Most carriers we work with in Texas carry workers' comp regardless of the law.
Coverage We Write in Texas
A complete trucking insurance program for Texas fleets.
Auto Liability
FMCSA-required liability coverage for every motor carrier operating in Texas.
Learn more →Physical Damage
Collision and comprehensive protection for trucks and trailers registered or operating in Texas.
Learn more →General Liability
Business liability protection for your Texas operations, terminals, and facilities.
Learn more →Additional Coverage
Workers' comp, umbrella, non-trucking liability, and more — everything else your Texas fleet needs.
Learn more →Common Questions About Texas Trucking Insurance
Get Your Texas Trucking Insurance Quote
Tell us about your Texas fleet. We'll build the right program.